Trump Lump-Sum Modeler

Size one communal lump-sum deposit that grows untouched until the first child matures, then divvies up to fund each child's max Trump contributions at their own maturity — spacing, growth, and inflation are all adjustable. Calculations run locally in your browser.

Your assumptions

Number of children Each gets 18 years of max Trump contributions Years between children Whole years between each child's birth Fund in year (may be negative) Deposit year; pot grows with no withdrawals until first maturity

Contributions Grow with inflation (max $5,000/year) Indexed from each child's birth year

Average CPI (%) Default ~US CPI 1975–2025 (BLS) Average market growth (%) Default ~S&P 500 total return 1975–2025

Trump Lump-Sum Modeler

Your assumptions

Results