:root{--smirk-ink: #171a1f;--smirk-ink-deep: #111318;--smirk-ivory: #f4e2bf;--smirk-cream: #fff0d2;--smirk-teal: #2f7775;--smirk-amber: #dfa431;--smirk-sand: #cdb890;color-scheme:dark;--font-sans: "IBM Plex Sans", system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;--font-mono: "IBM Plex Mono", ui-monospace, "SF Mono", Menlo, monospace;--bg: var(--smirk-ink);--bg-accent: var(--smirk-ink-deep);--surface: #1e2229;--surface-raised: #252a33;--border: color-mix(in srgb, var(--smirk-sand) 35%, transparent);--border-subtle: color-mix(in srgb, var(--smirk-sand) 20%, transparent);--text: var(--smirk-cream);--text-muted: var(--smirk-ivory);--text-faint: var(--smirk-sand);--accent: var(--smirk-teal);--accent-hover: color-mix(in srgb, var(--smirk-teal) 75%, var(--smirk-cream));--accent-soft: color-mix(in srgb, var(--smirk-teal) 16%, transparent);--accent-text: var(--smirk-cream);--highlight: var(--smirk-amber);--shadow-sm: 0 1px 2px rgb(0 0 0 / .35);--shadow-md: 0 12px 32px rgb(0 0 0 / .45);--radius-sm: .5rem;--radius-md: .875rem;--radius-lg: 1.25rem;--page-width: 44rem;--space-1: .25rem;--space-2: .5rem;--space-3: .75rem;--space-4: 1rem;--space-5: 1.5rem;--space-6: 2rem;--space-8: 3rem}*,*:before,*:after{box-sizing:border-box}html{font-family:var(--font-sans);line-height:1.55;-webkit-font-smoothing:antialiased}body{margin:0;min-height:100dvh;color:var(--text);background:radial-gradient(ellipse 70% 45% at 15% -5%,color-mix(in srgb,var(--smirk-teal) 22%,transparent),transparent 55%),radial-gradient(ellipse 50% 35% at 90% 0%,color-mix(in srgb,var(--smirk-amber) 12%,transparent),transparent 50%),linear-gradient(180deg,var(--bg-accent) 0%,var(--bg) 32%)}a{color:var(--accent);text-decoration-thickness:1px;text-underline-offset:.15em}a:hover{color:var(--accent-hover)}.page{width:min(100% - 2rem,var(--page-width));margin:0 auto;padding:var(--space-6) 0 var(--space-8)}.site-header{position:relative;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:var(--space-3);margin-bottom:var(--space-8);padding-top:var(--space-8)}.site-header .breadcrumb{position:absolute;top:var(--space-8);right:0;font-size:.875rem;color:var(--text-muted)}.site-header .breadcrumb a{text-decoration:none}.site-header .breadcrumb a:hover{text-decoration:underline}.brand{display:flex;flex-direction:column;align-items:center;gap:var(--space-3);text-align:center}.brand-mark{display:grid;place-items:center;width:4.5rem;height:4.5rem;border-radius:var(--radius-sm);overflow:hidden;flex-shrink:0}.brand-mark img{width:100%;height:100%;object-fit:contain}.brand-text{display:flex;flex-direction:column;align-items:center;gap:var(--space-2)}.brand-title{margin:0;font-size:1.5rem;font-weight:600;letter-spacing:-.02em}.brand-subtitle{margin:0;font-size:.9375rem;color:var(--text-muted)}.hero{margin-bottom:var(--space-6)}.hero h1{margin:0 0 var(--space-3);font-size:clamp(1.75rem,4vw,2.25rem);font-weight:600;letter-spacing:-.03em;line-height:1.15}.hero p{margin:0;max-width:75%;font-size:1.0625rem;color:var(--text-muted)}.section-label{margin:0 0 var(--space-4);font-size:.75rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--text-faint)}.app-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:var(--space-4);margin:0;padding:0;list-style:none}.app-grid>li{min-width:0}.app-card{display:flex;flex-direction:column;justify-content:flex-start;align-items:center;gap:var(--space-2);aspect-ratio:1;height:100%;padding:var(--space-4);padding-top:14%;border:1px solid var(--border-subtle);border-radius:var(--radius-md);background:var(--surface);box-shadow:var(--shadow-sm);text-align:center;transition:border-color .16s ease,box-shadow .16s ease,transform .16s ease}.app-card:is(a,:has(a)){text-decoration:none;color:inherit}a.app-card:hover,.app-card:has(a:hover){border-color:color-mix(in srgb,var(--smirk-teal) 45%,var(--border));box-shadow:var(--shadow-md);transform:translateY(-1px)}.app-card h2{margin:0;font-size:clamp(1.25rem,3.8vw,1.75rem);font-weight:600;letter-spacing:-.02em;line-height:1.2}.app-card__tag{margin:0;max-width:92%;font-family:var(--font-mono);font-size:clamp(.75rem,1.8vw,.875rem);font-weight:500;color:var(--highlight);line-height:1.3}.app-card p{margin:0;flex:0;max-width:90%;font-size:clamp(.875rem,2vw,1rem);color:var(--text-muted);line-height:1.45}.app-card p.app-card__tag{color:var(--highlight)}.app-card--placeholder{border-style:dashed;background:color-mix(in srgb,var(--surface) 72%,transparent);box-shadow:none}.app-card--placeholder p{font-style:italic}.app-card--wip{border-style:dashed}.app-card__badge{display:inline-block;padding:.2em .55em;font-size:.6875rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--text-muted);border:1px solid var(--border-subtle);border-radius:var(--radius-sm);background:color-mix(in srgb,var(--surface) 88%,var(--bg))}.site-footer{margin-top:var(--space-8);padding-top:var(--space-5);border-top:1px solid var(--border-subtle);font-size:.875rem;color:var(--text-faint)}.site-footer p{margin:0}.page--wide{--page-width: 52rem}.breadcrumb{font-size:.875rem;color:var(--text-muted)}.breadcrumb a{text-decoration:none}.breadcrumb a:hover{text-decoration:underline}.card{margin-top:var(--space-5);padding:var(--space-5);background:var(--surface);border:1px solid var(--border-subtle);border-radius:var(--radius-md);box-shadow:var(--shadow-sm)}.card-heading{margin:0 0 var(--space-4);font-size:1.0625rem;font-weight:600;letter-spacing:-.02em}.form-grid{display:grid;gap:var(--space-4)}@media(min-width:36rem){.form-grid{grid-template-columns:1fr 1fr}}.form-grid label,.form-field{display:flex;flex-direction:column;gap:var(--space-2);font-size:.9375rem}.form-field>label:first-child{display:block}.form-grid input{padding:.55rem .65rem;border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--surface-raised);color:var(--text);font:inherit}.form-grid input:focus{outline:2px solid var(--accent-soft);border-color:var(--accent)}.form-grid input[type=checkbox]{width:1rem;height:1rem;padding:0;margin:0;accent-color:var(--accent)}.form-check{flex-direction:row!important;align-items:center;gap:var(--space-2)!important;font-size:.875rem!important;color:var(--text-muted);cursor:pointer}.form-check input{flex-shrink:0}.field-hint{font-size:.8125rem;color:var(--text-faint);line-height:1.35}.card--inputs .card-heading{margin-bottom:var(--space-3)}.card--inputs .form-grid{gap:var(--space-3)}.card--inputs .form-grid label,.card--inputs .form-field{gap:.35rem;font-size:.875rem}.card--inputs .form-grid input{padding:.45rem .55rem}.card--inputs .field-hint{font-size:.75rem;line-height:1.3}.form-section-heading{margin:var(--space-5) 0 var(--space-4);font-size:1rem;font-weight:600}.card--inputs>.form-section-heading{margin-top:0}.children-intro{margin:0 0 var(--space-3)}.children-list{display:flex;flex-direction:column;gap:var(--space-3);margin-bottom:var(--space-3)}.child-row{display:grid;gap:var(--space-2) var(--space-3);align-items:center;padding:var(--space-3);border:1px solid var(--border-subtle);border-radius:var(--radius-sm);background:var(--surface-raised)}@media(min-width:36rem){.child-row{grid-template-columns:6rem 1fr auto}}.child-row__label{font-weight:600;font-size:.875rem}.child-row__birth{font-size:.875rem;color:var(--text-muted)}.child-row__spacing{display:flex;flex-direction:column;gap:.35rem;font-size:.875rem}.child-row__spacing input{padding:.45rem .55rem;border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--surface);color:var(--text);font:inherit}.btn-add-child,.btn-remove-child{padding:.4rem .75rem;border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--surface);color:var(--text);font:inherit;font-size:.8125rem;cursor:pointer}.btn-add-child{margin-bottom:var(--space-4)}.btn-add-child:hover,.btn-remove-child:hover{border-color:var(--accent);background:var(--accent-soft)}.form-grid--rates{margin-top:var(--space-4)}.field-label{font-size:.9375rem}.prefund-summary{margin:0 0 var(--space-4);padding:.85rem 1rem;background:color-mix(in srgb,var(--accent-soft) 35%,var(--surface));border:1px solid var(--border-subtle);border-radius:var(--radius-sm);font-size:.95rem;line-height:1.45}.footnote{margin:var(--space-4) 0 0;color:var(--text-faint);font-size:.8125rem;line-height:1.45}.projection-inputs{margin:0 0 var(--space-4);display:grid;gap:.35rem 1.5rem;font-size:.9rem}@media(min-width:36rem){.projection-inputs{grid-template-columns:1fr 1fr}}.projection-inputs div{display:flex;justify-content:space-between;gap:var(--space-4)}.projection-inputs dt{color:var(--text-muted)}.projection-inputs dd{margin:0;font-variant-numeric:tabular-nums}.table-wrap{overflow-x:auto;margin:0 -.25rem;padding:0 .25rem}.projection-table{width:100%;border-collapse:collapse;font-size:.85rem;font-variant-numeric:tabular-nums}.projection-table th,.projection-table td{padding:.45rem .55rem;border:1px solid var(--border-subtle);text-align:right;white-space:nowrap}.projection-table th[scope=row]{text-align:left;font-weight:600}.projection-table thead th{background:var(--bg-accent);color:var(--text-muted);font-weight:600;font-size:.75rem;text-transform:uppercase;letter-spacing:.02em}.projection-table tbody tr:nth-child(2n){background:color-mix(in srgb,var(--surface) 70%,var(--bg))}.projection-table td.cell-lines{white-space:normal;vertical-align:top;line-height:1.55}.results-summary{display:grid;gap:var(--space-4);margin-bottom:var(--space-4)}@media(min-width:36rem){.results-summary{grid-template-columns:1fr 1fr}}.result-group{padding:var(--space-4);border:1px solid var(--border-subtle);border-radius:var(--radius-sm);background:color-mix(in srgb,var(--surface) 85%,var(--bg))}.result-group-heading{margin:0 0 var(--space-3);font-size:.9375rem;font-weight:600}.result-group .projection-inputs{margin-bottom:0}.result-group--assumptions{padding:var(--space-3)}.result-group--assumptions .result-group-heading{margin:0 0 var(--space-2);font-size:.875rem}.result-group--assumptions .projection-inputs{gap:.15rem 1rem;font-size:.8125rem}.result-group--assumptions .projection-inputs div{gap:var(--space-2)}.result-group .prefund-summary{margin-top:var(--space-3);margin-bottom:0}.results-calculations-heading{margin:var(--space-5) 0 var(--space-4);font-size:1rem;font-weight:600}.results-calculations{display:flex;flex-direction:column;gap:var(--space-5)}.results-calculations .form-section-heading{margin-top:0}.results-calculations .footnote{margin-bottom:0}.results-real-note{margin:0 0 var(--space-4)}.export-toolbar{display:flex;flex-wrap:wrap;align-items:center;gap:var(--space-3);margin:0 0 var(--space-4)}.btn-export{padding:.5rem .85rem;border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--surface-raised);color:var(--text);font:inherit;font-size:.875rem;cursor:pointer}.btn-export:hover:not(:disabled){border-color:var(--accent);background:var(--accent-soft)}.btn-export:disabled{opacity:.65;cursor:wait}.export-hint{font-size:.8125rem;color:var(--text-faint)}.print-only-heading,.print-only-footer{display:none}@media print{:root{color-scheme:light}body{background:#fff!important;color:#111!important}.no-print{display:none!important}.page{max-width:none;padding:0}.card{box-shadow:none;border:none;padding:0;margin:0;background:transparent}.card--results .card-heading{display:none}.print-only-heading{display:block;margin:0 0 .75rem;font-size:1.25rem;font-weight:600}.print-only-footer{display:block;margin-top:1rem;font-size:.75rem;color:#666!important}.projection-table{font-size:.72rem;page-break-inside:auto}.projection-table tr{page-break-inside:avoid;page-break-after:auto}.projection-table thead{display:table-header-group}.projection-table th,.projection-table td{border-color:#bbb;color:#111!important;background:transparent!important}.projection-table thead th{background:#eee!important;color:#333!important}.form-section-heading,.results-calculations-heading,.result-group-heading{page-break-after:avoid}.result-group{border-color:#ccc;background:#fafafa!important;page-break-inside:avoid}.results-summary{grid-template-columns:1fr 1fr;gap:.75rem}.footnote,.prefund-summary{color:#444!important;background:#f5f5f5!important}.table-wrap{overflow:visible;margin:0;padding:0}}