:root{--smirk-ink: #171a1f;--smirk-ink-deep: #111318;--smirk-ivory: #f4e2bf;--smirk-cream: #fff0d2;--smirk-teal: #2f7775;--smirk-amber: #dfa431;--smirk-sand: #cdb890;color-scheme:dark;--font-sans: "IBM Plex Sans", system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;--font-mono: "IBM Plex Mono", ui-monospace, "SF Mono", Menlo, monospace;--bg: var(--smirk-ink);--bg-accent: var(--smirk-ink-deep);--surface: #1e2229;--surface-raised: #252a33;--border: color-mix(in srgb, var(--smirk-sand) 35%, transparent);--border-subtle: color-mix(in srgb, var(--smirk-sand) 20%, transparent);--text: var(--smirk-cream);--text-muted: var(--smirk-ivory);--text-faint: var(--smirk-sand);--accent: var(--smirk-teal);--accent-hover: color-mix(in srgb, var(--smirk-teal) 75%, var(--smirk-cream));--accent-soft: color-mix(in srgb, var(--smirk-teal) 16%, transparent);--accent-text: var(--smirk-cream);--highlight: var(--smirk-amber);--shadow-sm: 0 1px 2px rgb(0 0 0 / .35);--shadow-md: 0 12px 32px rgb(0 0 0 / .45);--radius-sm: .5rem;--radius-md: .875rem;--radius-lg: 1.25rem;--page-width: 44rem;--space-1: .25rem;--space-2: .5rem;--space-3: .75rem;--space-4: 1rem;--space-5: 1.5rem;--space-6: 2rem;--space-8: 3rem}*,*:before,*:after{box-sizing:border-box}html{font-family:var(--font-sans);line-height:1.55;-webkit-font-smoothing:antialiased}body{margin:0;min-height:100dvh;color:var(--text);background:radial-gradient(ellipse 70% 45% at 15% -5%,color-mix(in srgb,var(--smirk-teal) 22%,transparent),transparent 55%),radial-gradient(ellipse 50% 35% at 90% 0%,color-mix(in srgb,var(--smirk-amber) 12%,transparent),transparent 50%),linear-gradient(180deg,var(--bg-accent) 0%,var(--bg) 32%)}a{color:var(--accent);text-decoration-thickness:1px;text-underline-offset:.15em}a:hover{color:var(--accent-hover)}.page{width:min(100% - 2rem,var(--page-width));margin:0 auto;padding:var(--space-6) 0 var(--space-8)}.site-header{position:relative;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:var(--space-3);margin-bottom:var(--space-8);padding-top:var(--space-8)}.site-header .breadcrumb{position:absolute;top:var(--space-8);right:0;font-size:.875rem;color:var(--text-muted)}.site-header .breadcrumb a{text-decoration:none}.site-header .breadcrumb a:hover{text-decoration:underline}.brand{display:flex;flex-direction:column;align-items:center;gap:var(--space-3);text-align:center}.brand-mark{display:grid;place-items:center;width:4.5rem;height:4.5rem;border-radius:var(--radius-sm);overflow:hidden;flex-shrink:0}.brand-mark img{width:100%;height:100%;object-fit:contain}.brand-text{display:flex;flex-direction:column;align-items:center;gap:var(--space-2)}.brand-title{margin:0;font-size:1.5rem;font-weight:600;letter-spacing:-.02em}.brand-subtitle{margin:0;font-size:.9375rem;color:var(--text-muted)}.hero{margin-bottom:var(--space-6)}.hero h1{margin:0 0 var(--space-3);font-size:clamp(1.75rem,4vw,2.25rem);font-weight:600;letter-spacing:-.03em;line-height:1.15}.hero p{margin:0;max-width:75%;font-size:1.0625rem;color:var(--text-muted)}.section-label{margin:0 0 var(--space-4);font-size:.75rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--text-faint)}.section-label--spaced{margin-top:var(--space-8)}.app-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:var(--space-4);margin:0;padding:0;list-style:none}.app-grid>li{min-width:0}.app-card{display:flex;flex-direction:column;justify-content:flex-start;align-items:center;gap:var(--space-2);aspect-ratio:1;height:100%;padding:var(--space-4);padding-top:14%;border:1px solid var(--border-subtle);border-radius:var(--radius-md);background:var(--surface);box-shadow:var(--shadow-sm);text-align:center;transition:border-color .16s ease,box-shadow .16s ease,transform .16s ease}.app-card:is(a,:has(a)){text-decoration:none;color:inherit}a.app-card:hover,.app-card:has(a:hover){border-color:color-mix(in srgb,var(--smirk-teal) 45%,var(--border));box-shadow:var(--shadow-md);transform:translateY(-1px)}.app-card h2{margin:0;font-size:clamp(1.25rem,3.8vw,1.75rem);font-weight:600;letter-spacing:-.02em;line-height:1.2}.app-card__tag{margin:0;max-width:92%;font-family:var(--font-mono);font-size:clamp(.75rem,1.8vw,.875rem);font-weight:500;color:var(--highlight);line-height:1.3}.app-card p{margin:0;flex:0;max-width:90%;font-size:clamp(.875rem,2vw,1rem);color:var(--text-muted);line-height:1.45}.app-card p.app-card__tag{color:var(--highlight)}.app-card--placeholder{border-style:dashed;background:color-mix(in srgb,var(--surface) 72%,transparent);box-shadow:none}.app-card--placeholder p{font-style:italic}.app-card--wip{border-style:dashed}.app-card__badge{display:inline-block;padding:.2em .55em;font-size:.6875rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--text-muted);border:1px solid var(--border-subtle);border-radius:var(--radius-sm);background:color-mix(in srgb,var(--surface) 88%,var(--bg))}.site-footer{margin-top:var(--space-8);padding-top:var(--space-5);border-top:1px solid var(--border-subtle);font-size:.875rem;color:var(--text-faint)}.site-footer p{margin:0}.num-stepper{position:relative;display:block;width:100%}.num-stepper input[type=number]{width:100%;box-sizing:border-box;min-width:0;padding-right:1.85rem;appearance:textfield;-moz-appearance:textfield}.num-stepper input[type=number]::-webkit-inner-spin-button,.num-stepper input[type=number]::-webkit-outer-spin-button{appearance:none;display:none;margin:0}.num-stepper__controls{position:absolute;top:1px;right:1px;bottom:1px;display:flex;flex-direction:column;width:1.55rem;border-left:1px solid var(--border);border-radius:0 calc(var(--radius-sm) - 1px) calc(var(--radius-sm) - 1px) 0;overflow:hidden;pointer-events:none}.num-stepper__btn{flex:1;min-height:0;width:100%;padding:0;border:none;background:var(--surface-raised);color:var(--text-muted);cursor:pointer;-webkit-user-select:none;user-select:none;touch-action:manipulation;pointer-events:auto}.num-stepper__btn--up{border-bottom:1px solid var(--border)}.num-stepper__btn:before{content:"";display:block;width:0;height:0;margin:0 auto;border-left:.28rem solid transparent;border-right:.28rem solid transparent}.num-stepper__btn--up:before{border-bottom:.34rem solid currentColor}.num-stepper__btn--down:before{border-top:.34rem solid currentColor}.num-stepper__btn:hover{background:var(--accent-soft);color:var(--text)}.num-stepper__btn:focus-visible{outline:2px solid var(--accent-soft);outline-offset:-2px;z-index:1}.num-stepper input:focus-visible{outline:2px solid var(--accent-soft);outline-offset:-1px;z-index:1}.card--inputs .card-heading-row{display:flex;align-items:center;justify-content:space-between;gap:var(--space-3);margin-bottom:var(--space-4)}.card--inputs .card-heading-row .card-heading{margin:0}.btn-reset{padding:.4rem .75rem;border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--surface-raised);color:var(--text-muted);font:inherit;font-size:.875rem;cursor:pointer}.btn-reset:hover{border-color:var(--accent);color:var(--text);background:var(--accent-soft)}.children-list{display:flex;flex-direction:column;gap:var(--space-3);margin-bottom:var(--space-4)}.child-row{display:grid;gap:var(--space-3);align-items:end;border:none;margin:0;padding:0}.child-row-legend{grid-column:1 / -1;padding:0;font-size:.9375rem;font-weight:600}.child-row .form-field{margin:0}.child-row input,.child-row select{padding:.55rem .65rem;border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--surface-raised);font:inherit}@media(min-width:36rem){.child-row--anchor{grid-template-columns:1fr 1fr auto}.child-row--spacing{grid-template-columns:1fr auto}.child-row--month-zero{grid-template-columns:6rem 1fr auto;align-items:start}}.child-row__label{font-weight:600;font-size:.875rem}.child-row__birth{font-size:.875rem;color:var(--text-muted)}.btn-add-child,.btn-remove-child{padding:.45rem .75rem;border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--surface-raised);font:inherit;cursor:pointer}.btn-remove-child{align-self:center}.btn-add-child{margin-bottom:var(--space-4)}.btn-add-child:hover,.btn-remove-child:hover{border-color:var(--accent);background:var(--accent-soft)}.export-toolbar{display:flex;flex-wrap:wrap;align-items:center;gap:var(--space-3);margin:0 0 var(--space-4)}.btn-export{padding:.5rem .85rem;border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--surface-raised);color:var(--text);font:inherit;font-size:.875rem;cursor:pointer}.btn-export:hover:not(:disabled){border-color:var(--accent);background:var(--accent-soft)}.btn-export:disabled{opacity:.65;cursor:wait}.export-hint{font-size:.8125rem;color:var(--text-faint)}.print-only-heading,.print-only-footer{display:none}@media print{:root{color-scheme:light}body{background:#fff!important;color:#111!important}.no-print{display:none!important}.page{max-width:none;padding:0}.card{box-shadow:none;border:none;padding:0;margin:0;background:transparent}.card--results .card-heading{display:none}.print-only-heading{display:block;margin:0 0 .75rem;font-size:1.25rem;font-weight:600}.print-only-footer{display:block;margin-top:1rem;font-size:.75rem;color:#666!important}.projection-table th,.projection-table td{border-color:#ccc!important}}.page--wide{--page-width: 64rem}.breadcrumb{font-size:.875rem;color:var(--text-muted)}.breadcrumb a{text-decoration:none}.breadcrumb a:hover{text-decoration:underline}.card{margin-top:var(--space-5);padding:var(--space-5);background:var(--surface);border:1px solid var(--border-subtle);border-radius:var(--radius-md);box-shadow:var(--shadow-sm)}.card-heading-row{display:flex;align-items:center;justify-content:space-between;gap:var(--space-3);margin-bottom:var(--space-4)}.card-heading-row .card-heading{margin:0}.card-heading{margin:0 0 var(--space-4);font-size:1.0625rem;font-weight:600;letter-spacing:-.02em}.form-grid{display:grid;gap:var(--space-4)}@media(min-width:36rem){.form-grid{grid-template-columns:1fr 1fr}}.form-field{display:flex;flex-direction:column;gap:var(--space-2);font-size:.9375rem}.form-grid input,.form-grid select,.account-row input,.account-row select{padding:.55rem .65rem;border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--surface-raised);color:var(--text);font:inherit}.account-list{display:flex;flex-direction:column;gap:var(--space-4);margin-top:var(--space-3)}.account-row{display:flex;flex-wrap:wrap;align-items:flex-end;gap:var(--space-3);padding:var(--space-3);border:1px solid var(--border-subtle);border-radius:var(--radius-sm)}.account-row__type{flex:1 1 14rem}.account-row__balance{flex:1 1 12rem}.account-row__plan{flex:1 1 100%;display:flex;flex-wrap:wrap;align-items:flex-end;gap:var(--space-3)}.account-row__retire{flex:1 1 10rem}.account-row[data-kind=ira] .js-plan-only,.account-row[data-kind=roth_ira] .js-plan-only,.account-row[data-kind=ira] .js-roth-balance,.account-row[data-kind=roth_ira] .js-trad-balance,.account-row[data-kind=tsp] .js-five-percent,.account-row:not([data-kind=roth_ira]) .js-roth-ira,.account-row[data-kind=roth_ira] .js-roth-plan{display:none}.form-check{display:flex;flex-direction:row;align-items:center;gap:var(--space-2);font-size:.875rem;color:var(--text-muted);cursor:pointer}.form-check input{width:1rem;height:1rem;padding:0;margin:0;accent-color:var(--accent)}.pool-grid{display:grid;gap:var(--space-3)}@media(min-width:40rem){.pool-grid{grid-template-columns:repeat(auto-fit,minmax(16rem,1fr))}}.pool-card{padding:var(--space-3);border:1px solid var(--border-subtle);border-radius:var(--radius-sm);background:var(--surface-raised)}.pool-card__title{margin:0 0 var(--space-3);font-size:.9375rem}.form-section-heading{margin:var(--space-5) 0 var(--space-3);font-size:.9375rem;font-weight:600}.field-hint{font-size:.8125rem;color:var(--text-muted);line-height:1.45}.ira-list{display:flex;flex-direction:column;gap:var(--space-3);margin-top:var(--space-3)}.ira-row{display:flex;flex-wrap:wrap;align-items:flex-end;gap:var(--space-3)}.ira-row__balance{flex:1 1 16rem}.btn-add,.btn-remove{font:inherit;font-size:.875rem;cursor:pointer}.btn-add{margin-top:var(--space-3);padding:.45rem .75rem;border:1px dashed var(--border);border-radius:var(--radius-sm);background:transparent;color:var(--text)}.btn-remove{padding:.45rem .65rem;border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--surface-raised);color:var(--text-muted)}.rmd-headline{font-size:1.0625rem;margin:0 0 var(--space-4)}.rmd-headline--pre{color:var(--text-muted)}.projection-inputs{display:grid;gap:var(--space-2) var(--space-4);margin:0}@media(min-width:36rem){.projection-inputs{grid-template-columns:1fr 1fr}}.projection-inputs div{display:flex;justify-content:space-between;gap:var(--space-3);font-size:.9375rem}.projection-inputs dt{color:var(--text-muted);font-weight:400}.projection-inputs dd{margin:0;font-weight:500;text-align:right}.table-wrap{overflow-x:auto;margin-top:var(--space-3)}.projection-table{width:100%;border-collapse:collapse;font-size:.875rem}.projection-table th,.projection-table td{padding:.45rem .55rem;border-bottom:1px solid var(--border-subtle);text-align:right}.projection-table th:first-child,.projection-table td:first-child{text-align:left}.projection-table thead th{font-weight:600;color:var(--text-muted)}.footnote{margin:var(--space-3) 0 0;font-size:.8125rem;color:var(--text-muted);line-height:1.45}.chart-wrap--rmd{margin-top:var(--space-3)}.growth-chart{width:100%;max-width:45rem;height:auto}.chart-grid{stroke:var(--border-subtle);stroke-width:1}.chart-plot-bg{fill:var(--surface-raised)}.chart-line{fill:none;stroke-width:2}.chart-line--nominal{stroke:var(--accent, #2563eb)}.chart-line--real{stroke:var(--text-muted);stroke-dasharray:4 3}.chart-line--rmd{stroke:#c2410c;stroke-width:1.5}.chart-axis-label{fill:var(--text-muted);font-size:10px}.chart-legend{display:flex;flex-wrap:wrap;gap:var(--space-3);margin:var(--space-3) 0 0;padding:0;list-style:none;font-size:.8125rem;color:var(--text-muted)}.chart-swatch{display:inline-block;width:1rem;height:.2rem;margin-right:.35rem;vertical-align:middle}.chart-swatch--nominal{background:var(--accent, #2563eb)}.chart-swatch--real{background:var(--text-muted)}.chart-swatch--rmd{background:#c2410c}@media print{.chart-wrap--rmd{break-inside:avoid}}